Right Micro Finance

Agricultural Individual Loan
Agricultural Individual Loan offering by Right Micro Finance is designed to help our customers engaged in Farming/Allied Agricultural activities to maintain or expand their existing set-up.

Key Benefits
Features
Loan Amount
Minimum amount is INR 10,000
Maximum amount is INR 2 lakhs
Doorstep Banking Service
Doorstep service at every stage:

Onboarding

Loan disbursement

Collection

Servicing

Attractive Interest Rates
Enjoy highly competitive interest rates of 18% - 24% p.a.

Loan Tenure
12 to 36 months

Eligibility Criteria
Applicants must meet the following requirements to be eligible for the loan:
Existing customers of Right Micro Finance who have completed 12 months
Customers new to Right Micro Finance and involved in agricultural activities.
Applicants should be residents of the current village / city for minimum 2 years and have an agricultural set-up.
How to apply?
Visit the nearest branch of Right Micro Finance, and meet our Loan Executive to understand the application process.
You can also contact us and our Customer Care Executive will fix a doorstep service appointment with our Loan Executive to help you with the application process.
Required Documents
Primary ID: Aadhaar card
Secondary ID: PAN card / Form 60
In case of non-availability of PAN card, customer needs to submit Form 60 along with the one of the following OVDs (Officially Valid Documents)
Passport

Voter ID card

Driving licence

NREGA (National Rural Employment Guarantee Act)

Letter issued by National Population Register containing details of name and address

For Terms and Conditions, please contact the nearest Right Micro Finance branch.

The RIGHT MICRO FINANCE (TRUST) is a fully service based trust in financial and agriculture sector.

Object of the trust: - The trust will provide only financial service to the customer. The trust can collect Savings, Recurring Deposit, Fixed Deposit (Term Deposit) etc according to financial rules and regulation. The trust will provide small loans to its customers at a small rate of interest. The trust will provide unsecured/secured loan to its customers as needed. The trust can get guarantor, lease of property, pledge and mortgage etc. as it will be essential in respect of recovery of loan.

Liability: - All liability during the business of the RIGHT MICRO FINANCE (TRUST) will fall to the trust. (but neither to the settlor nor to the trustee.)

Our Vision & Mission
"Right Micro Finance has a social vision and business orientation aims to provide underprivileged persons with economic opportunities to transform the quality of their lives."

Saving Account Features:
* Mobile banking through Right Micro Finance Grahak App.
* Monthly average balance requirement: Nil
*Free cash deposit limit upto Rs 50,000 per month; thereafter 0.5% of the transaction amount, min Rs 10
* Free 4 cash withdrawals per month; thereafter 0.5% of the transaction amount, min Rs 10
*Annual Subscription charges for the account: Rs.236 (inclusive of GST)
Note – No Debit card will be issued with this account.

Walk in Jobs – Right Micro Finance – Multiple Positions

Job Description: As per position :

1) Branch Manager:
He will control over the respective branch of Right Micro Finance. He is the Full responsible personnel to run the branch authentically.

2) Asstt. Branch Manager:
He will assist the B.M. and will do all duties of B.M. in absence of B.M. He will be the next responsible personnel.

3) Accountant:
He will do all duties of cash / cheque / kind of all transactions and keep books regarding accounts as well as all banking duties.

4) Agent :

He will perform all duties to motivate customer and loanees and provide loan to required persons and collect the repayment of loan. He will also realise investment from the investors and submit all accounts before the B.M.
High qualification holder may also apply for this post.


Eligibility:-
For post 1 to 3 candidate Should be at least Graduate in any Faculty, B.B.A, M.B.A, B.C.A, M.C.A any master degree from recognized university.
For posts of 4, candidate must be pass 10th or 12th from any university.
Payment :- According to post and responsibility.
Job Location :
All over Jharkhand State.
N.B. :- TERMS AND CONDITIONS OF THE COMPANY MAY APPLY TO ALL.

Career
Walk in Jobs – Right Micro Finance – Multiple Positions

Job Description: As per position :

1) Branch Manager:
He will control over the respective branch of Right Micro Finance. He is the Full responsible personnel to run the branch authentically.

2) Asstt. Branch Manager:
He will assist the B.M. and will do all duties of B.M. in absence of B.M. He will be the next responsible personnel.

3) Accountant:
He will do all duties of cash / cheque / kind of all transactions and keep books regarding accounts as well as all banking duties.

4) Agent :

He will perform all duties to motivate customer and loanees and provide loan to required persons and collect the repayment of loan. He will also realise investment from the investors and submit all accounts before the B.M.
High qualification holder may also apply for this post.


Eligibility:-
For post 1 to 3 candidate Should be at least Graduate in any Faculty, B.B.A, M.B.A, B.C.A, M.C.A any master degree from recognized university.
For posts of 4, candidate must be pass 10th or 12th from any university.
Payment :- According to post and responsibility.
Job Location :
All over Jharkhand State.
N.B. :- TERMS AND CONDITIONS OF THE COMPANY MAY APPLY TO ALL.