Credit Restoration

Welcome to my page. On this page you will find information to help and educate individuals through f

03/11/2022

Credit can be restored with time. There is no magic wand but there are possibilities to get you back on track and in the game.

05/09/2021

What are your interest?
CONSUMER VS INVESTOR
Take Action...

05/07/2021

News Alert!!!
The average price of an N.J. home is $100K more than what it was last year.

The average price of a single family home in New Jersey has increased almost $100,000 in the past year, according to data from New Jersey Realtors.

The average home price for the first quarter of 2021 was $500,628 or 24% more than the $403,785 for the first quarter of 2020, the data shows.

02/12/2021

Lets talk and get more information.

12/27/2020

How to Build Your Credit History🏛⚡🔥
You can start building your credit history by doing the following:

⭐Opening a student or secured credit card.
⭐Opening a store credit card.
⭐Becoming an authorized user on someone else’s card.
⭐Using a cosigner to get a loan or credit card.
⭐Report your utility payment and rent history to the credit bureaus.
⭐Finance an expensive item, such as an appliance or furniture, with a store.
⭐Get a credit-builder loan.
🌈When making any of the above moves, be sure to read the fine print, so you don’t get hit with high fees or interest rates that put you in a hole that’s hard to get out of.🌞💯🏚🚘🛳✈

12/10/2020

🗣Credit Tip Thursday!

TWO credit cards you should STAY AWAY FROM:

1. CREDIT ONE 🥵
2. First Premier 👎🏽

What’s wrong with:

1) Credit One?
👉🏽 No Grace Period on Interest (interest charged almost IMMEDIATELY)
👉🏽 Annual Fee of $99 ($75 for year 1)
👉🏽 Costs for having an Authorized User
👉🏽 Average issuing credit limit of $300

🤢

What’s wrong with:

2) First Premier?
I call this one the “Fee-Filled Baby”
👉🏽 $95 Application Processing Fee that counts against initial limit
👉🏽 Annual Fee of $75-$125
👉🏽 36% average interest rate
👉🏽 Monthly services fees
👉🏽 FEE for limit increase