BNI Providence Business Partners

Top Dog 🏆 was passed on to David Whitley from Mike Horton… way to go!! 👏

Had the chance to hear Billy Jarrell with Mutual of Omaha Reverse Mortgage present to our networking group recently, and I learned a lot about how reverse mortgages can help seniors in the right situation.

One thing that stood out to me was how many retirees are “house rich but cash poor” — owning a home with equity but feeling tight financially in retirement.

With 20+ years of experience, Billy helps homeowners 62+ explore ways to:
🏡 Stay in the home they love
💰 Access a portion of their home equity as tax-free cash
❤️ Create more financial breathing room in retirement
🙌 Maintain independence and age in place

A reverse mortgage isn’t for everyone, but for the right person, it can be a helpful tool to strengthen retirement and reduce financial stress.

If you know a parent, grandparent, or someone 62+ who may benefit from learning more, Billy is definitely a great resource and educator on the topic.

This Week’s Speaker:
We heard from Robert Salmon with Auer Real Estate, specializing in commercial real estate and investment properties. Robert helps clients identify opportunities, determine property values, and find commercial spaces that align with their goals and desired locations.

His expertise includes property inspections, evaluating condition and location, sales comparisons, market analysis, and determining the most profitable ROI (Return on Investment). Robert also assists clients in identifying land with development potential and has a strong understanding of zoning requirements.

Whether a business is outgrowing its current space, looking to relocate, expand, or invest in commercial property, Robert helps guide clients through the process with strategic insight and analysis.

🎯 Ideal Referrals:
Business owners looking to expand, relocate, or purchase commercial property, investors seeking profitable opportunities, and anyone needing guidance on commercial land or zoning.

Thank You For Closed Business belt was passed to Stefan Meuser 🥇

Top Dog 🏆 was passed from Mary Thompson to Mike Horton.

Stay tuned for tomorrow’s presentation!

This Week’s Speaker:
We heard from Richard Mngalski with A&D Electrical Inc., an Electrical Contractor serving both residential and commercial customers. Richard specializes in remodels, service work, and new construction, helping homeowners and businesses with reliable, modern electrical solutions.

Services mentioned included light fixture installation, recessed lighting, smart home technology, surge protectors, electrical panels, and generators. Richard also highlighted modern, sleek lighting upgrades to improve the look and function of homes.

His focus is on making homes safer and more efficient, ensuring electrical systems are installed correctly and safely — because crossed wires can lead to serious hazards like fires.

🎯 Ideal Referrals:
Homeowners, Realtors, home inspectors, and anyone remodeling, upgrading lighting, or in need of electrical panel, surge protection, or generator work.

⭐️The “Thank You For Closed Business” belt was passed to Stefan Meuser 👊

Next Week’s Speaker:
Robert Salmon with Auer Real Estate Development Company, looking forward to hearing from him!

Last week we heard from David Tunstall, with The Tunstall Organization a CPA + CFO Advisor who helps growing business owners gain better financial clarity and control. David specializes in helping companies that have outgrown a basic bookkeeper but aren’t quite ready for a full-time finance team.

His services include tax preparation, tax planning, representation/support, strategic planning, and CFO-style financial guidance designed to help business owners stop letting the business run them—and start running the business with confidence.

David’s approach is all about helping owners understand their numbers, make smarter decisions, and grow strategically. A great takeaway from his message:
“Stop asking where your dollars went. Start telling them where to go.”

🎁 Special Offer: David is currently offering a FREE 30-minute financial assessment to help business owners better understand their financial position and opportunities for improvement.

🥇 The “Thank You For Closed Business”, belt was passed to Tony Garshnick 👏

🐛Acme Pest Control Co has maintained the community’s trust for seven decades by putting their customers first. They encourage you to call them so they can get the specifications of your house, the area around you, and your budget. That way they can deliver tailor-made service. Acme Pest Control Co will work within your schedule to get you the pest control services you need. As members of the National Pest Control Association and pest control experts, they only use the most efficient techniques to remove termites, wildlife, and bugs from your property. 🐜

Most people get a home inspection… but forget about the trees 🌳

I sat down with David from Schneider Tree Care (my go-to arborist), and he shared how trees can either add value—or become a costly surprise (we’re talking thousands 💸).

He helps with:
✔ Tree risk assessments
✔ Buyers & sellers avoiding surprises
✔ Proactive care before storms hit

If you ever need a trusted arborist, David’s my guy. Happy to connect you!

Tony Garshnick Before You Buy a Home… This Could Cost You $10K+ (Tree Inspection Warning)

The TOP DOG 🏆 was handed to Mary this week! 🐾

Mary first ioined BNI in 1994 as a Cookies by Design franchisee. She was invited bv her insurance agent Nancy. While there, she received one of her best referrals from BNI (Dell Computers who orders $40K worth of product annually), it was the close relationships Mary built with her chapter Members that helped her grow into the buseinss leader she has become.