City Auto Finance

10/22/2026

More inventory can mean more opportunity. But only when your financing gives you room to operate.

For nearly three decades, City Auto Finance has helped independent dealers put capital to work with flexible floorplan solutions, competitive rates, longer terms and personal service from people who understand the business.

Your dealership isn't one-size-fits-all. Your financing shouldn't be either.

Flexible Floorplan Solutions
CityAutoFinance.com

10/20/2026

Thinking about adding or changing your floorplan financing?

City Auto Finance requires an automobile dealer's license, full-coverage insurance and certain financial information as part of the application process.

Have questions before you apply? That's exactly what your local CAF team is there for.

Start the conversation at CityAutoFinance.com.

10/15/2026

Same vehicle. Different ZIP code. Different price.

According to new J.D. Power research, the value of the same used vehicle can vary by $100 to $1,000 depending on the market.

For independent dealers, understanding local pricing trends can make a real difference when purchasing inventory, setting competitive prices and protecting profit margins.

Knowing your market matters. So does making smart inventory decisions.

Take a look at what the latest research reveals.

https://bit.ly/4B2ZgQu

“So a lot of times dealers should know that maybe they can pay more, and maybe a vehicle is risky if they pay at a national price.” (3 min. read)

10/13/2026

The right vehicle doesn't always show up at the auction closest to home.

City Auto Finance is used at most auctions throughout the Southeast and is recognized by major national auction chains, helping dealers pursue inventory where opportunity takes them.

Find it. Floor it. Sell it.

10/08/2026

Convenience matters. So does having someone answer when you need help.

City Auto Finance gives dealers online account access and ACH payment capabilities while maintaining something increasingly rare:

Personal service from experienced local automotive professionals.

That combination is what dealer service should look like.

10/06/2026

Whether you're building your inventory or operating an established dealership, City Auto Finance has the resources to grow with you.

Our floorplan lines range from $25,000 to $1 million, backed by a team that understands the independent automotive business.

Start where you are. Grow where you want to go.

CityAutoFinance.com

10/01/2026

More options in the lane are giving dealers room to be selective.

Auction conversion rates continue to soften as wholesale inventory expands, putting even more emphasis on buying the right vehicles at the right price.

For independent dealers, that makes flexibility especially important. The ability to act when the right inventory crosses the lane — without unnecessarily tying up working capital — can make a difference in a changing wholesale market.

See what’s happening in the lanes in this update from Dealership Guy.

https://bit.ly/4hAhbVJ

Wholesale prices fall 0.69% (3 min. read)

09/29/2026

The biggest financing company isn’t automatically the best financing partner.
Independent dealerships have different inventory, markets, customers and growth plans. City Auto Finance believes your floorplan should reflect that.
That’s why we work individually with dealers to develop financing solutions around their needs.
Not every dealership is the same. Why should every floorplan be?
.

09/24/2026

There’s an advantage to working with people who actually know your business.
City Auto Finance combines the resources dealers need with the personal attention and flexibility that can disappear when you’re dealing with a national financing company.
We know our customers.
We know our markets.
And we know the used-car business.
That matters.

09/22/2026

Every dollar tied up in inventory is a dollar you can’t use somewhere else in your dealership.
That’s why City Auto Finance approaches floorplanning with one goal in mind: giving independent dealers the flexibility they need to manage inventory while maximizing cash flow.
Let your capital work harder.
CityAutoFinance.com